dont have lot of money
just want to perhaps get better deal on mortgage - 120K have an old endowment policy which may want to give up one of us is paying AVC's on teachers pension fund. other has private pension of only a few years
many thanks db
Experience shows that the only truly Independent Financial Advisor is yourself. Save yourself the commission and the duff advice, and do a bit of reading. (Oh and by the way, get rid of that endowment policy ---these are ripoffs ). My advice: cheap discount brokers' Maxi-ISAs stuffed full of low management fee All-FTSE tracker funds. Will surely beat any precipice guaranteed income bonds, commission and fee laden pension scheme etc that any IFA will offer you.
Cheers Fred
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