can you insist on your salary being paid to you in cash?

The answer to the question you ask is no - your employer can insist that you are paid by cheque or by bank transfer. If the bank you have approached is demanding utility bills they are acting unreasonably. You should ask to speak to a manager - all banks have procedures for people who simply have no way of producing the "identity" documents they nornally require. Alternatively go to another bank.

jb

Reply to
Jeremy Barker
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Get your birth certificate and open a Basic Bank Account. Even if you had a right to your wages in cash, you'd get sacked.

BTW, you only have a right to your creditors meeting their fiscal obligations to you, with legal tender. The precise definition of legal tender is set by the Chancellor, by Statutory Instrument, each year. It invariably includes, for some sums, cheques.

Reply to
Tom Moore

"nightjar .uk.com>"

Isn't the Payment of Wages Act 1991 an Irish law? Search for it on Google and you will find nothing but Irish web sites on this subject.

Reply to
Nicholas F Hodder

It was the 1986 Wages Act that repealed the Truck Acts

Brian

Reply to
bigbria

When I arrived in the UK in 1999, I was able to open an account with Barclays which was the first bank I tried. It wasn't as straight forward as I expected it to be, but it wasn't that hard either. My employer wrote a letter to the bank confirming that I was employed there. In the end, they gave me a current account with an Electron card. A credit card followed shortly after. AS long as you're employed, I don't think it's too hard. It's just a matter of going to the branch and explaining your circumstances.

Reply to
Pollux

I'd be interested in reading one of these SIs. Do you have a name or number for one? A search of the HMSO site came up empty.

Reply to
Ronald Raygun

You may find that your employer can get you an account at their bank branch. Back in the days when bank charges were normal, my employer offered charge-free accounts to its employees, with the advantage that pay went into the account a few days earlier.

Reply to
Terry Harper

No I couldn't fin any either.

You may find Gordon Brown doesn't even remember he's doing it. Kenneth Clarke had to be reminded by the Speaker to propose this legislation, which is not opposed, and being a money bill, not subject to The Lords. Hence it is law within a couple of hours, usually at 6.00pm.

I cannot find any precise definition of legal tender anywhere, however, if you search Parliament's web site, HMSO sub section, for Legal Tender, you will see a lot of legislation that requires Legal Tender (Legal Aid, for example). You don't think these debts are all met with cash do you?

Reply to
Tom Moore

I don't think they're met with cash, no, but I think that's because the payees don't insist on Legal Tender. It's a matter of practicality rather than law. In large enough amounts, cash is as impracticable to handle for a taker of it as it is for a giver of it.

Reply to
Ronald Raygun

Indeed, but that is the point: if one agrees to sell a house, and house prices double, are you saying one can renege on that contract by insisting on payment in Legal Tender. The largest denomination of notes issue by the Bank of England is 50.

As to proving my case, I can't. The references you will find, do make clear that particular notes and coins cease to be legal tender as the sum in question changes. You cannot insist of paying a bill over 100 with 1p coins: they're not Legal Tender for that. Chancellor Norman Lamont is even on Hansard as saying Legal Tender is an extremly complex subject, but that tends to repeat the question.

Once 50 notes are impracticable, perhaps for sums over 50 000, is there no Legal Tender? I have a feeling SIs are not on the Parliament web site (yet).

Sorry.

Reply to
Tom Moore

Maybe I've been lucky but, in my experience, your new employer will do almost anything to ensure that your reasonable needs are met. When I was young, they'd even find you somewhere to live. After all, they have gone to quite some effort and expense to hire you to do a job which needs doing, by YOU !!!

As to legal tender, I too would like to see this legislation because, being a Scotsman living in England, I have periodic arguments with people about the legal tenderessness of Scottish banknotes. My most recent belief, oh horror, is that they are not legal tender - even in Scotland. This cannot be right - "Scots wha' hae" and all that :-).

Reply to
gordon

The only Legal Tender cash in Scotland is the 1 and 2 coins.

Since the Bank of England's 20 notes are not Legal Tender in England, what's the big deal?

How do you know a Scottish house at Christmas?

Reply to
Tom Moore

The yanks have an answer to that. Pity the BoE don't do the obvious.

Well, there you go. You must be mistaken, then. If there is an SI, it should be easy to find, but it ain't.

They're all on the HMSO site, aren't they? I couldn't find a link to HMSO from parliament, by the way.

Reply to
Ronald Raygun

Doesn't follow. If all legislation was on web sites, wouldn't be much point selling copies, would there? Note the Parliament web site offers bills, not acts, and not dollar bills either.

You still have not said how one buys a house with Legal Tender. Get a truck and shovel?

Also, if it's all so clear, how come Ken Clarke nearly screwed it up when he was Chancellor?

Ask Lord Lamont: I bet he knows. When someone took over as Chancellor, not sure who, his predecessor took elevent red boxes for his weekend reading. The new Chancellor said, "just give me two of those boxes, doesn't matter which."

Do a search from the home Parliament page. You'll be searching through HMSO.

Who is First Lord of the Treasury?

Reply to
Tom Moore

The HMSO website has copies of all Acts (and SI) passed since 1988

Legal tender shouldn't be refused by a debtor in settlement of a debt. Houses are not usually bought that way - completion and payment invariably happen at the same time, so there no time for a debt to accrue between the buyer and the seller. The existence of a contract of sale doesn't automatically result in a debt

Tha Bank of England has no trouble knowing what is and isn't Legal Tender

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Brian

Reply to
bigbria

"Tom Moore" wrote

What vendor would *insist* on Legal Tender for their house?

If you were interested in buying a house, and the vendor insisted on payment by a truck-load of Legal Tender, wouldn't you get rather suspicious?

Reply to
Tim

As the Euro was about to be introduced in Spain, the property market - particularly in Majorca - and the luxury car market, went through the roof as people sought to find an outlet for the stashes of hard currency pesetas they'd been hording for years, often the result of black market employment, and which were about to become useless (I think banks were only premitting exchange of up to £10,000 worth. It was pretty common for people to buy houses, villas and Mercedes cars using suitcases full of notes, and cash transactions typically attracted a substantial premium, which is what drove the prices up

Brian

Reply to
bigbria

All SIs are put up within 24 hours

Reply to
Simon Gardner

Scots banknotes are not legal tender. Either in Scotland or England.

Axel

Reply to
axel

Of course there would. It's very much more expensive to download and print out a copy of something than buying it would be. But just to quickly browse something, it's not worth buying the whole tome for.

a) Nobody in their right mind would insist on it. b) Even limited by the £50 maximum note, even a £200k house would require only 4 thousand notes. They would comfortably fit in a briefcase. No need of truck or shovel.

Nice gossip, but hardly germane.

What's the point? I can get there from the HMSO home page.

Who cares?

Reply to
Ronald Raygun

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