We have invested in this life insurance with a ten year vanishing premium. These premiums have all been paid. When looking at the performance / fund value / surrender values, we are not too euphoric. The minimum guarantees fund addition is 3.5 % on US$ funds in our case. The death benefit will cease at age of 72 under present conditions, with no fund value left. If we continue to pay for a period of 6 years the death benefit will be extended to 95 years. We are not very keen to continue because the fund additions dont seem to be exciting, the management fees increasing every year. Any particular advice on these type of insurance would be welcome. sincerely Ralf Chinger
- posted
19 years ago