Companies with webcards that are student friendly?

I had assumed "next of kin address" - aka permanent residence. The OP is a student.

I don't believe I did miss the point. I believe *YOU* missed the point. The question was not about Cahoot web cards. The OP had already stated that she was unable to get one. The question was about alternatives to the Cahoot web card. The OP then also included in her message some questions about the safety and security of using cards in an online environment.

In what way did my replies display a lack of understanding of the original question?

It was the OP who asked.

I can make sense of most of them without the use of an online dictionary.

I was reading it as a quick fingered spelling mistake that was meant to say 'bank'. ICBW.

Simon Finnigan posted

Can you tell us the numbers, and cite a source, then?

Because not everyone checks their CC statement in detail, and of those that do, many do not bother to make a fuss over every small transaction that they do not recognise. They just assume it's something they ordered and forgot about, or that the merchant's trading-as name does not correspond to the website they ordered from, which is very common in Internet purchases.

Not everyone is like you. In fact, only a tiny minority of people do that.

No: in that case his card number could equally likely be known through either mode, or both.

I also feel she has a very similar style of writing as you yourself do Sue.

But then, I got involved in the arguement regarding legalising cannabis, so there must be something wrong with me!!

In article , =?UTF-

Have you tried doing this?

In article , Simon Finnigan writes

It is totally irrelevant *how* the details were known. You need to worry about the consequences.

The point is that you are in danger when you give card details out.

The blinkered and the ignorant might like to kid themselves that they are only at risk from fraud, but I have posted a real-life example of how you can be in real deep personal shit as a result of somebody using your card details.

The webcard goes some way to reducing the danger from remote transactions.

Yep. Not for some time though* as I have broadband now at home. With dialup it isn't possible to place an order using the phone and set up a webcard concurrently.

No he wasn't.

This subthread wasn't.

It was about the risks from use of your normal card.

Have you any statistics to back this up?

Or should we all get paranoid?

Thats what I strongly suspect happened the last time there was any fraud on one of my cards.

I do think the security arrangements are worst ever. Another reason why technology has made life harder for the honest man.

it goes a teeny tiny way, all you have mentioned that could easily happen once the details were captured (at a restaurant) and then later sold on. You are confusing illegal use online with the details being captured on line, as others have said, *much* more likely they'll be captured by a card skimmer at an ATM, a restaurant, or a petrol station, or by security breaches in any company that stores credit card details...which would be most companies, online and not.

Do you apply a pin to it and use it as a kind of pay before you go debit card with fixed value?

It osunds like it'd be safer to go back to the old mechanical device that allowed the customre to watch as his/her card embossed or inked the transaction slip.

I think the electronics where introduced to protect the retailers, now it seems to have come through 180 degrees and the consumer/purchaser is put at risk.

Couldn't an electronic check facility be placed on the card to ensure the retailer was to be paid on the card and then a mechinal device be used similar to how it was done? Or is there a better, less time consuming way? Or should we simply slow down some?

It's an inhuman world we live in...

Of course not. But I've heard that such postal interception happens. Proof of that is the fact that most card providers now require the customer to go through an activation procedure when they've received their new card.

Also there's a lot of talk of the dangers of using cards on line, or even over the phone, but not much evidence to suggest it's more prevalent than in face to face transactions.

Paranoia is the second best form of defence.

It does, but AFAIK, remote transactions are not a significant source of stolen details.

They are a significant source of card fraud, but through fraudulent

A webcard will not restrict fraudulent *use* on line, it will only restrict theft of details on line.

In article , Tumbleweed writes

I'm not confusing anything.

You use the webcard exclusively and don't use the "real" credit card at all.

And if you have a webcard on a Cahoot current a/c there is no "real" credit card at all.