I have a CCJ from about two years ago which I paid off in installments. I have copies of my credit report from the three agencies which show this. These credit reports also state that I should obtain a certificate of satisfaction from the court, and send this to the agency, which they will mark against the CCJ entry.
I have obtained a letter from the debtor confirming that the debt has been paid in full, and I need to send this to the court together with £10 for them to issue a certificate of satifaction.
However, will this be a waste of time/money? Basically i'm trying to improve my credit rating, but do companies see that the CCJ has had a certificate of satisfaction and take this into account, or do they just see a CCJ regardless of whether it has been paid or not? In other words, will obtaining a certificate of satifaction improve my credit rating at all?
Many thanks,
Paul