Credit File Searches

- B
- Bloodstone
  
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posted
18 years ago

Fri, Oct 21, 2005 10:48 AM

Hi,

I just got my Credit file though the post and I was just wodering how long searches stay on my file for and does it affect my crdit rateing?

Thanks.

- A
- Alex
  
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posted
18 years ago

Fri, Oct 21, 2005 12:39 PM

At 11:48:08 on 21/10/2005, Bloodstone delighted uk.finance by announcing:

6 years.

Maybe. There's no more specific answer as it depends entirely on the company to which you apply for credit.

- P
- Peter King
  
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posted
18 years ago

Fri, Oct 21, 2005 12:50 PM

Total rubbish, usually upto 12 months.

Peter

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- Alex
  
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posted
18 years ago

Fri, Oct 21, 2005 1:03 PM

At 13:50:33 on 21/10/2005, Peter King delighted uk.finance by announcing:

Sorry, was thinking of account details. Search records are, of course, kept for 12 months.

- S
- Square eyes
  
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posted
18 years ago

Sun, Nov 13, 2005 8:36 AM

You might get some idea of your rating by putting the results through this program:

Direct download :

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(633K) Web site :

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Its completely free and confidential and is supported completely by a couple of ads you'll see. It doesn't communicate with Equifax (as that would cost money) but thats okay for you because you have your credit file results. All I ask is that if you decide to get another credit card, please check out the American Express one I have advertised :)

Thanks, Michael