Will having an address at a flat, as opposed to a house with it's own front door, negatively affect your credit rating?
- posted
16 years ago
Credit rating question
Loading thread data ...
- Vote on answer
- posted
16 years ago
Doesn't your flat have its own front door?
- Vote on answer
- posted
16 years ago
The block I live in has some "flats" with their own front door, so I don't see how having your own front door makes you more credit worthy. Some of the most expensive flats are the ones on higher floors including a couple with dedicated elevators so these are the people with the money!
- Vote on answer
- posted
16 years ago
Possibly. Some companies think that all flats have communal post boxes. Having lived in a total of 8 or
9 flats in my life I have never experienced this, but I do know some places that do.tim
- Vote on answer
- posted
16 years ago
Not having your own front door places you more at risk of identity theft because someone else in the block could steal your post. Finance companies recognised this even before they had the name, identity theft.
tim
- Vote on answer
- posted
16 years ago
Only from the potential for post to go astray.
- Vote on answer
- posted
16 years ago
You may need to make sure the address format on the electoral roll is exactly correct for the credit search to work. My addresss is in a very cryptic format that nobody could guess, not be design but I suppose it is an inadvertent anti-fraud measure.
If you live in HMO (house of multiple occupation) then I guess that may impact things negatively.