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Debit card authorisation

Hello,

One of my accounts had cleared funds of around £55 available, I filled the car up with diesel (around £52 this time) and tried to buy a map for £9 at the same time. The transaction was declined of course.

Now, although the £61 transaction was not completed on this account there is an amount of £61 showing as a pending transaction. The transaction isn't going to take place as the bill was paid from a different account.

Does this sound right? Does an unsuccessful debit card authorisation "ring-fence" the funds? If so, how long for?

Will that £55 become available again automatically?

Steve

Reply to
steve.turner
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One of my accounts had cleared funds of around 55 available, I filled the car up with diesel (around 52 this time) and tried to buy a map for 9 at the same time. The transaction was declined of course.

Now, although the 61 transaction was not completed on this account there is an amount of 61 showing as a pending transaction. The transaction isn't going to take place as the bill was paid from a different account.

Does this sound right? Does an unsuccessful debit card authorisation "ring-fence" the funds? If so, how long for?

Will that 55 become available again automatically?

Steve

yes, in a few days or straight away if you tell your bank.

Reply to
mrcheerful

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