Dr. Shipman's Pension

Jan 17, 2004 7 Replies

I was surprised to see that Dr. Shipman (the Manchester mass murderer) had lost his pension becauseof his criminal conviction. I was under the (obviously naive) impression that a pension was something you paid for during your working life and it could not be taken from you. Clearly I was wrong.



Dr. Shipman's criminal activity must top the bill as far as UK criminal history goes. His was a case apart but is it possible to lose your pension for lesser offences?



Suppose a school teacher nearing retirment is convicted of child sex abuse -- is he or she liable to lose their pension? Will any public servant convicted of a relatively minor offence risk losing his pension? What about a judge? Where do they draw the line?



What happens if someone already receiving their pension does something naughty?



It seems ridiculous that someone has to commit suicide so that their dependent(s) will receive a pension.


Its common in the Health Service that people who get sacked for gross misconduct lose their superannuation. I think they get a refund of contributions less tax. I'm pretty sure the same happens in the police.

Neb

In Scotland a school teacher can lose the pension if they are found guilty of certain crimes. I would guess the situation would be the same in other parts of the UK.

That may not be a bad deal!!

Not for an NHS pension I should think as presumably the employer's contribution and indexed increases are lost.

Thom

It's a very bad deal. I'm in a similar scheme where I pay 6% gross. My employer is currently paying around 15% to meet its liability to provide my final salary pension. So they are missing out on a pretty large benefit.

Neb

OK, I see. I wonder if the employer gets his 15% back too :)

I'm in a local authority scheme, which is fully funded. The NHS one is not. So the taxpayer saves a future liability for a relatively generous index-linked pension.

Neb

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