endowment questionnaire

Apr 27, 2005 7 Replies

I have recieved an endowment questionaire from the insurance company who are investigating whether i was mis-sold an endowment. They want to know what documents i was provided with when the policy started and if i still have any of them could i provide them with a copy, the documents are :



Quotation/illustration Product literature Letter of acceptance Policy Scedule Policy Provisions Correspondence



I still have all of this documantation, Question is , is it in my best interests to admit i still have these docs?



The options provided are :



Yes, No, Unsure or Copy retained



Thanks in advance



BTW the original insurance company was GA life who were taken over by Norwich union

The vibes in your question imply that you are hoping to get something for nothing even if you are not due it. Tell me this isn't so.

Rob Graham

In message , end user writes

It is in your best interests to tell the truth. If you lie, then you dont deserve a bean and should be prosecuted.

I dont have any intentions of telling lies to try to get something for nothing. I was advised to take out an endowment to pay off my mortgage now i have been told that my endowment wont pay off my mortgage when it matures. That was not an option that i was advised of. I complain to the insurance company who send me out a questionaire asking for documentation which they already have.

My house is on the line here through no fault of my own, i am only looking for independant advice on the best course of action regarding the documentation the insurance company want to see.

I dont want my claim to be rejected due to small print.

In message , end user writes

Then why consider lying on the form?

If you have it all, you say yes to it all.

If you didn't read the documents/risks, you should accept the consequences of your actions.

In message , anon writes

And how does that mean the OP can lie?

Join the Discussion

Have something to add? Share your thoughts — no account required.

Didn't find your answer?

Ask the community — no account required