exaggerating your income to get a mortgage

"Paul Burridge" wrote

That's interesting. So Equifax's stance on CVs is totally different to that on Credit then?

For Credit, Equifax simply store&provide *facts* - and they leave it up to the credit co requesting the details to decide what the facts mean regarding credit worthiness - ie Equifax *don't* judge credit risk.

You are saying that Equifax take a subjective view on whether CVs are materially different or not - ie they *do* judge these??

"Jim Ley" wrote

A few years ago I sent CVs to around 20 recruitment agencies. I have not seen even *one* CV on my Equifax file (nor my Experian file for that matter) !!

People regulary ask to see what *credit history* these companies hold on them, but that's rather a different thing altogether!

Don't you mean the DPA? I didn't think we had a FOIA in this country.

"Paul Burridge" wrote

Is that even legal? Even if Equifax have certain exemptions from the DPA, wouldn't copying and sending the CV constitute a breach of the author's Copyright in the document? [author = job applicant]

Whenever I've asked, I've asked for all information, not just my credit history, that would seem rather pointless - it also tends to include such things as where I'm registered to vote - that's not my credit history.

Jim.

Yes, and as all CVs are usually sent as Private and Confidential, I would not work for any firm that sent a copy of mine to Equifax.

and presumably the whole point is that they'll send it *before* they employ you?

Again, since this isn't my area, I'm only speculating, but I would imagine the applicant authorises (expressly or otherwise) the employer to make such enquiries of his employment history as necessary, thereby waiving any such right.

by asking Equifax for the information they had on me...

I imagine they'll do it before they make an offer of employment, we don't have to accept, although coughing up the cash to equifax every time would seem excessive, a simple question at the interview, or post interview stage whilst considering the offer seems simple enough.

I'm certainly considering this to be a question worth asking if they've shared my CV with anyone else.

Jim.

I cannot believe this - why would the employers then need to ask if it's okay to contact references/former employers etc. ?

Jim.

I always put references on request when applying for a job.

If you are looking for another posistion while still in employment, obviously you may not want potential employers ringing up your current boss and alerting him/her to the fact you are looking to scarper.

Regards, Zen

Data Protection Act.

Nope. That would only be true AFTER the employer offers the job.

So what are you going to say? "Er, I'd rather you didn't, actually...."

Yes, why not? There are quite a few reasons why a person may not want his previous employers to be contacted - it does not necessarily indicate that they are not well thought of by that employer.

I think it's absolutely reasonable not to have people pestering referees until they are actually at the point of making an offer. In the good/bad ole days certain agents used to insist on contacting referees *before* putting you on their books. Don't think the idea lasted very long. I just used to say - sorry, nope.

And boy, was I right...

AFAIC, the silence is about to get very much *more* deafening.

Astonishing remark. You're ether a troll or exceeding thick.

As even you must know, I never said any such thing.

Anyway, cut my losses on this thread and bail out now, I think. Better late than later still.