Goldfish Points

From 1st October Goldfish are removing TV licencing and British Gas from their points program. As I have no need for Argos Vouchers, VUE cinema tickets or luxury holidays it is time to change Credit Card company. I clear my balance each month so interest rate is not an issue and I do not want to pay an annual fee. Any suggestions for a CC company which has a useful points program?

From 1st October Goldfish are removing TV licencing and British Gas from their points program. As I have no need for Argos Vouchers, VUE cinema tickets or luxury holidays it is time to change Credit Card company. I clear my balance each month so interest rate is not an issue and I do not want to pay an annual fee. Any suggestions for a CC company which has a useful points program.

From 1st October Goldfish are removing TV licencing and British Gas from their points program. As I have no need for Argos Vouchers, VUE cinema tickets or luxury holidays it is time to change Credit Card company. I clear my balance each month so interest rate is not an issue and I do not want to pay an annual fee. Any suggestions for a CC company which has a useful points program.

I think we get the message!

So M&S, Dixons, etc vouchers are no use to you then?

Collect your PC World vouchers and let me have them :-)

Given the rapid decline of cashback cards, I think that an effective 0.66% in vouchers you can spend on whatever you want isn't a bad deal. (Worth more if you take advantage of their offers.) Me, I'm keeping my Goldfish.

Brian

In message , BrianW wrote

As PC World are usually 30% more expensive than other (on-line) outlets the vouchers must come at zero cost to Goldfish.

I dropped my Goldfish card for exactly the same reason as the OP gives - but I jumped ship when they started reducing the value of the points. All their points are completely worthless to me as they are for shops and organisations that I never use because the goods they sell are so overpriced. A special deal using points is not very good if you are paying over the odds for the goods in the first place.

I went for a Morgan Stanley card with 1% cash-back (0.5% after £2000 spend) and 0% on all purchases for 6 months. However there may be better cask-back deals out there - Amex for instance.

Chose the best deal to suit your spending/repayment habits.

See for some card details.

Why go for points when you can get cash instead? Amex Blue is the best if you spend below £9,000 with 0.5% on the first £2,000 and 1% above that.

See

If you're good with money why not get a credit card with a 0% interest offer, pay the minimum balance and put the money you would have spent paying off your card in a high interesting savings account? That'll make you a lot more money that any points program.

Have you considered altering your life style so that you take luxury holidays, (wearing your camilla relica ring bought at Argos for 19.99), and go to the cinema when you get back?

"halfanorange" wrote

Morgan Stanley beats that if you spend below 4,000 - with 1% on the first 2,000 and 0.5% above that.