Hi,
I don't want to waste my time stating my reasons requiring a loan, as I have been close to tears in almost every bank possible whilst describing the living conditions my family are in.
I am looking for a big loan (10k minimum) to regenerate my life and get myself out of a rut, and also avoid imprisonment/job loss (I have 2 warrants granted for my arrest to pay court fines).
I have no assets, no equity, my home doesn't even have any carpets or furniture. For 2 years I have fought hard against debt, of course you can't always throw every last penny away to debt, unexpected expenses pop up, you then miss a payment, and are charged to hell by all companies at once. (My problems all started when a £20 in the red bank balance turned into a £700 CCJ, from Clydesdale bank (they couldn't have helped me any less if they tried).
I need to raise funds fast, first and foremost I need to pay this court fine, this is a serious issue. I need to clear some existing debt which is almost as old my children, I need to furnish my council flat, I need to get a cheap car (my job requires a car and I am close to losing mine as a result), hell i even need a new suit for work (depression adds several inches to the waist line). Throwing all my money away to debt this past 2 years has left my family with very little money to spend on essentials (don't even think about luxuries anymore...) The sad realisation is that now I am nearing the end of my debt repayment (hopefully by Decemeber, not in time to raise any money for xmas), is that we basically need to start from the very start, saving small amounts of money, spending a little bit each month to try and raise the money for what we need. My gripe is that that sounds like another 2 years, and renders the last 2 years of my life as a bit pointless as its been a very hellish time and I had really hoped for light at the end of the tunnel.
Without suggesting waste of times like CAB etc...can anyone recommend a means for me to borrow the amount I am after given my personal circumstances??