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Investment Appraisal

Over the years I have made some investments and savings:

  1. £12,500 M&S Investment unit trusts
  2. 20,000 shares in Arm Holdings @ £1.33 equating to £26,600
  3. 2,000 shares in Sage @ £2.65 equating to £5,300
  4. £9,000 cash in a saving account
  5. ,000 travellers cheques equating to £2,800

Can anyone advise me what the best options are for me in terms of alternative etc??? I would like to retire in a few years and thinking about moving into a more expensive house. What financial considerations (principles) do I need to be aware of to make an appropriate choice from my possible alternatives????

Thanks

Reply to
jcgouldt
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About a year ago I took travellers cheques to France and had to bring them back again, because nowhere - not even the banks - would accept them.

Might I suggest that this homework is a little out of date; weren't you supposed to hand it in in 1970?

Reply to
Troy Steadman

So you have half of your total wealth in one company's shares.

Ouch, you need to diversify.

Reply to
tim (back at home)

So you have half of your total wealth in one company's shares.

Ouch, you need to diversify.

Reply to
tim (back at home)

I share Troy's suspicion that this is a homework question, but I will bite anyway.

You have a lot of your money in Arm and Sage shares. Both are pretty high risk and you want to diversify out of there.

You also have some money in a non-interest bearing foreign currency investment, the travellers cheques. This isn't a good idea.

Reply to
Jonathan Bryce

And approaching retirement, depending on your pension arrangements, it is advisable to put more of your savings into dank savings accounts, especially aconsidering the fact that your holdings are both in hi-tech companies. There's not enough money there to buy a house, and you'd find it difficult to get a mortgage for a reasonable term of years.

Tiddy Ogg.

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Reply to
Tiddy Ogg

It's interesting working out what course this guy is doing from this and previous posts -

Any idea ?

Daytona

Reply to
Daytona

You've got to use the resources available to you boys

Cheers

Reply to
jcgouldt

But if you rely on the opinions of all the losers who lurk around usenet, you'll come unstuck. How do you know that I know what I'm talking about?

Tiddy Ogg.

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Reply to
Tiddy Ogg

Err 60% of households have access to the internet, it's not an exclusive club. So which course are you doing ?

Daytona

Reply to
Daytona

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Cash it all in split the total value into oil / gold/ big miners. and keep your fingers crossed

B
Reply to
Barry

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