Hi,
My name is Ronan Mc Grory. I have recently (30/10/'04) secured a job with a highly successful, worldwide IT Consultancy firm. I am currently in month 4 of a 7 month training programme in India. At the moment I am being paid through the Irish tax system and as such have no credit history in the UK.
Upon completion of my training, I will be relocated to the UK and would like to purchase my first house there. As far as I am aware, my salary will be paid through the UK tax system upon my arrival. I will have a 10% deposit saved by that stage. I have researched some mortgages on the internet. The one that interested me most was oneaccount.com's offering as my salary will be upwardly revised twice a year. However, upon contacting them, they said that they require a 3 year credit history in the UK.
Are all mortgage providers the same or can some of them take into consideration my credit history in Ireland. Also, I have heard that some lenders provide mortgages regardless of credit history. I should be on a fairly good salary and would certainly be able to afford repayments. Please let me know if you know of any other options.
Any advice is greatly appreciated. Thank you,
Ronan