Is everyone incompetant?

Well I'm buying my first home.

I got a letter from my solicitor detailing what's included with the contract, it metions looking forward to reciving my cheque for the search fees. Problem is I'd handed them over in person seven days previously. A week of search time wasted because a note hadn't been made on the file.

The (former) building society website is dreadful. When you go into a full blown mortgage enquiry from a mortgage promise the internet banking side of the site displays "This application has expired, please make another" instead of refering you to the (non integrated) mortgage enquirer website. If you phone you get through to an operator immediately. Who puts you in a queue, which says "Why not check on our website". I'll say why not because it's not updated very often and is usually several days behind reality. Today I recieve a letter saying I havn't filled in a direct debit mandate. Yet it doesn't ask for the declaration I sent in the same envelope as the mandate.

When should "Sold subject to contract" be displayed outside the house? I put an offer in a week or two back and it still says for sale?

Grr.

Reply to
Biscit
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Incompetant?

Reply to
Blackthorn

4000 webs sites can see nothing wrong

tim

Reply to
tim (moved to sweden)

Yeah that too!

Reply to
Biscit

A bit of advice. When I bought my first house, I needed to get together with the seller to sort out the lies that our respective solicitors were telling us - I was holding up the sale, she was holding up the sale, etc, etc, when in truth, neither of us was holding up the sale but it was summer holidays in solicitor-land. Once we spoke and had a joint view on what we wanted to do within a certain time frame, the solicitors came to heel and did what we wanted.

Reply to
Helen

In message , Biscit writes

Welcome to the real world of property buying and selling - everyone sells you the sizzle, but you only get the sausage!

Neither of the above are unusual, and are contributors towards the reason there is no Sold sign. When I was an estate agent, the delays caused by solicitors and mortgage applications were incredibly frustrating, and often resulted in us finding another buyer for a house

- thus leaving the other "buyer" annoyed, frustrated, and sometimes out of pocket - they usually blamed us for being ******* estate agents, and nearly always failed to look to the other people involved in the transaction.

Grr.

In many instances, if we heard that a buyer was using a particular solicitor, or a particular lender, we assumed delays and problems, and treated the property as though there was no one even interested in it. You may be using one of these solicitors, and one of these lenders?

The law requires an estate agent to market a property until exchange of contracts, and to put all offers to their client in writing. The only exception is if the sellers instructs otherwise in writing.

A Sold sign should not go up until you have exchanged contracts, and they should be making the property fully available to other potential buyers until you do so.

As a matter of interest, there is absolutely no reason why any buyer should not be able to exchange contracts within 4 weeks, assuming that they have the deposit, and are financially able to get a mortgage. Exceptions here are where the seller, (or their solicitor), fails to provide any necessary information or documentation in a timely fashion.

Reply to
Richard Faulkner

In message , Biscit writes

Personally I won't put a sold board up until exchange. All right that means I am missing out on some self-publicity but it prevents you having to change it back again when a sale falls through.

Reply to
me

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