Is this prepaid mastercard legal here in the Uk due to the patriot act ?

I had a message sent me from an affiliate for this company in the link below.

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1/They fail to say it can cost up to 14 pounds to load the card in a uk bank

2/The accounts are apparently kept in dollars with a US bank then transferred back

I just wish to know are they operating this legally by offering it to uk citizens as someone mentioned something of the 'Patriot act 2001'.

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Denzil
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