Is this prepaid mastercard legal here in the uk ? Your opinions greatly appreciated

May 25, 2004 2 Replies

There is a uk business called freedom financial solutions / freedom international who are advertising a prepaid mastercard.Surely this contravenes the us patriot act 2001 that involves foreign money in us accounts ?



They sell the card for 99 pounds a time and people get hit with numerous charges per month.The money is held in a us bank account though.



The actual card is a 'Instabanc card' that is blue and white in colour.They also have around 500 agents who are going to promote this via mlm so expect to get loads of them with ads everywhere u turn. :)



They also say they have the sole european rights to market the card with their business partners 'capital management uk'.Does this sound right ?



Is this card worth the hassle for someone who cannot get a decent bank card to make purchases ?



Are INSTABANC a reputable company ?



There has been so many 'scammers' in this market before that i am just wary now of buying one before i check out the information etc.


What exactly do you believe this act involves? I have 'foreign' (ie UK owned) money in US bank accounts and I'm sure there is, to coin a phase, a 's*it load' of foreign capital in US banks.

What actual benefit to a customer (as opposed to the bank), would this card provide?

Dunno, there are plenty of sole marketing rights given to all sorts of products.

What hassle? Dont you mean the cost? Can you get an 'indecent' bank card? Or a building soc card?

I'd have thought if you cant get a bank account then how can you afford 99 on top of purchases? I would advise you work on fixing whatever the issue is getting a bank card.

If it is MLM then it IS a scam!

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