ISAs

Probably this question has been asked loads of times and the cognoscenti are fed up answering it ad nauseam. Anyway, here goes.
Where can I find out about the various kinds of ISAs available on the
market and what questions I should be asking the various providers to enable me to make an informed decision where to invest my money.
I am retired and reliant on a fixed pension income but am not averse to a little bit of risk. What I'm really interested in is information rather than advice so that I can ask the right questions and make my own mind up where to put my money.
Unfortunately, I don't have the resources to pay big fees to an IFA.
--
Alasdair.

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wrote:

This is the Internet ;-)
M
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wrote:

How long are you looking to invest ?
The biggest risk is inflation which eats away at the value of cash and fixed interest investments.

You don't need them - the best places for advice are here and The Motley Fool (TMF).
<URL:http://www.moneymadeclear.fsa.gov.uk/products_explained/tax_wrappers.html <URL:http://www.fool.co.uk/school/2006/sch060919.htm <URL:http://www.fool.co.uk/10steps/financialfreedom/1.htm
hth
Daytona
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Daytona wrote:

<URL:http://www.moneymadeclear.fsa.gov.uk/products_explained/tax_wrappers.html

Should help a lot more than Bob/Bert's dumb ass answer.
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Jeff Taylor [ snipped-for-privacy@NOSPAMblueyonder.co.uk] said:

Excuse me!
The internet is a wealth of information on this topic and popping "isa uk" into google would have supplied all the hits the OP required.
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Bert wrote:

True, about N million.
At least asking here he might get some useful pointers (as Daytona did)
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Jeff Taylor [ snipped-for-privacy@NOSPAMblueyonder.co.uk] said:

If you go on for pages and pages, yes, but generally the most popular hits are in the first couple of pages.

What is wrong with both lots of information and letting the OP making his judgement instead of having you behaving as a censorship and posting policy control service for the group?
Still, if I'm honest, all groups have one I suppose.... ;-)
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wrote:

About 1,410,000 hits, which isn't helpful.
Daytona
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Daytona [ snipped-for-privacy@privacy.net] said:

If you want to pretend that you cannot work a search engine then I am not going to try an stop you....
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Jeff Taylor [ snipped-for-privacy@NOSPAMblueyonder.co.uk] said:

Bob?
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For equity ISAs, look at online providers who offer a large range of funds and discounted dealing costs, e.g. Hargreaves Lansdown and Fidelity FundsNetwork. They also feature recommended funds and have analysis tools to allow you to compare. Look also at Money Observer magazine which frequently features funds/managers who are currently providing consistently good performance. Main advice is not to stick with non-performers hoping they'll come good. There are many more duff funds than good ones. Review performance every few months, keep researching, and transfer between funds if necessary.
For cash ISAs look at the comparison tools on e.g. www.moneyextra.com. Watch out for 'headline' rates that e.g. only apply for the first six months, and any penalties to close, transfer or withdraw money. Tables in personal money/cash sections of e.g. Sunday Times and Observer are also useful.
Toom
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