Money mule (type of scam)

Not based on past experience, no. I once got credited over £100,000 by a coked up attempt to transfer funds electronically into my account by a customer and his bank. At the time I had an arrangement with the bank to "sweep" funds over a limit into a high interest account. So almost every penny of 100,000 was swept into another account as soon as it got into my business account. I didn't notice (checked balance in account over phone and all seemed well.) A few months later the bank asked for its money back and when things had been sorted out they had also nabbed the interest which miffed me so much I changed bank.

That doesn't really go as far as you'd wish it to, does it? They would not themselves be representing to you that it was in fact paid. All it means is that the collecting bank will, should the need arise, act as witness to what the drawee said. The drawee could still say "no we never". What then?

Perhaps then you could sue them jointly and be assured of a win even though you could not pin the blame on either of them with certainty except that it would be certain that at least one of them stuffed up.

I'm not sure UK law allows this. If a car ran into you, scarring you for life, and there was no doubt that the driver of the car was to blame, but there were two people in the car neither of whom admits to being the driver, *can* you sue them jointly, even if you don't know which of them was responsible?

Hmm, I meant cocked up, but perhaps coked up describes the state of most city bankers more accurately.

"Ronald Raygun" wrote

If you can't, then you jolly well ought to be able to!

One of them knows they did it. The other one knows that the first one did it.

Hence, one is guilty of dangerous driving (assuming this is the charge to be brought). The other would be guilty of obstructing the course of justice, if they didn't grass-up the driver.

I'm not thinking about any (criminal) charge, you'd sue for compensation.

I doubt that very much. I don't think there's a general duty to grass-up. In fact, is there not a specific exemption in cases when they are spouses? Or is that only the case in Transatlantica?