? on making payment to an overseas bank ac

After some advice on above.

Occasionally I make small purchases of about $50 if I go through the bank they will charge between $20 - $30 bit expensive

If I use ebay paypal then the receiver of $50 must allso have a paypal account see below extract.

Any advice of any other system available would be helpfull.

Sammy

Seller Questions Q: How do I receive money? A: Anytime someone sends you money using PayPal, you will receive a "You've Got Cash!" email notification. The funds will be instantly credited to your account balance. You can request that someone send you money by going to the Request Money tab and filling out the form. You can request money from several people at once by separating the email addresses with a comma.

Here's how:

1.. Log in to your PayPal account 2.. Click on the Request Money tab 3.. Enter the required information 4.. Click Continue 5.. Review the information on the confirmation page and click Request Money to complete your transaction

Q: Is there a limit to the amount I can receive? A: There is no limit to the amount of money you may receive with PayPal. However, if you have a Personal account, you cannot receive payments funded with a credit card.

Q: How do I withdraw funds from my PayPal account? A: You can withdraw funds from your PayPal account by requesting an electronic funds transfer to your bank account. When you withdraw to your bank account, your money should become available within 5-7 business days, but may take more time depending on your bank's policies. You will receive an automatic email acknowledgement every time you request to withdraw funds.