How do they manage to make purchases considering all they ask for is the CVV (?) number on the back of the card?
>
> > Just been warned about this, and could potentially be
> > financially fatal so close to Christmas.
> >
> > Please pass on to all people on your mailing list. I got this
> > from a contact in the Halifax Visa team so it is happening!!
> >
> > Visa and MasterCard Scam. A friend was called on the telephone
> > this week from 'VISA' and I was called on Thursday from 'MasterCard'. > >
> > It worked like this: Person calling says, 'this is Carl
> > Patterson (any name) and I'm calling from the Security and Fraud > Department at
> > VISA. My Badge number is 12460. Your card has been flagged for an unusual
> purchase pattern, and I'm calling to verify. Did you purchase an
> Anti-Telemarketing Company a device/any expensive
> > item,for 497.99 from a marketing company based in (any town?)When you say
> 'No'. The caller continues with, 'Then we will be issuing a credit to your
> Account. This is a company we have been watching and the charges range from
> 297 To 497, just under the 500 purchase pattern that flags most cards.
> Before your next statement, the credit will be sent to (they give you your
> > address),is that correct?'
> >
> > You say, 'Yes'. The caller continues . 'I will be starting a fraud
> investigation. If you have any questions, you should call the 0800 number
> listed on your card and ask for Security. You will need to refer to this
> Control number. They then give you a 6-digit number.
> >
> > 'Do you need me to read it again? Caller then says he 'needs to verify you
> are in possession of
> > your card' (this is where the scam takes place as up until now they have
> requested nothing!). They then ask you to turn your card over.
> >
> > There are 7 numbers; the first 4 are 1234 (or whatever, as they have your
> number anyway).
> >
> > The next 3 are the security numbers that verify that you are in possession
> of the card' (these are the numbers they are really after as these are the
> numbers you use to make internet purchases
> > to prove you have the card).
> >
> > 'Read me the 3 numbers.' When you do he says 'That is correct.I just
> needed to verify that the card has not been lost or stolen, and that you
> still have your card. Do you have any other
> > questions?
> >
> > Don't hesitate to call back if you do.'
> >
> > You actually say very little, and they never ask for or tell you the Card
> number. But after we were called on Wednesday, we telephoned back within 20
> minutes to ask a question. Are we glad
> > we did! The REAL VISA security department told us it was a scam and in the
> last 15 minutes a new purchase of 497.99 WAS put on our card.
> >
> > Long story made short.
> >
> > We made a real fraud report and closed the VISA card and they are
> reissuing us a new number. What the scam wants is the 3-digit number and
> that once the charge goes through, they keep changing every few days. By the
> time you get your statement, you think the credit is coming, and then it's
> harder to actually file a fraud report.
> >
> > THE REAL VISA/MASTERCARD DEPARTMENT REINFORCED THE POINT THAT THEY WILL
> NEVER ASK FOR ANYTHING ABOUT THE CARD SINCE THEY ALREADY KNOW EVERYTHING
> ABOUT IT!!!!.
> >
> > What makes this even more remarkable is that on Thursday a friend of mine
> got a call from 'Jason Richardson of MasterCard' with a word for word repeat
> of the VISA Scam. This time I didn't let
> > him finish. I hung up. We filed a police report (as instructed by VISA),
> and they said they are taking several of these reports daily and to tell
> friends, relatives and co-workers so please pass this on to your
> friends.................
> >
> >