Share certificates and probate

In message , stuart noble in the press.

Ring the company registrar whose name and address should be on the front of the share certificate. Or a stockbroker.

complete it and post to the registrars along with the share certs.

There isn't a central register as such, but if you've got the share certificates then the registrars can tell you.

"stuart noble" in the press.

Your solicitor should have no trouble in doing all that is necessary. To find out the share price on a particular day, ask the Company Secretary. To do the transfers, ask the registrar for a transfer form.

My solicitor would come and mow the lawn if I paid him 150 an hour :-) It seems to me that if the deceased didn't employ a solicitor or accountant

7+ years ago, there's little point in using one now. I may change my mind if the going gets tough but *after* death things seem to be remarkably straightforward. Swear on oath that the will isn't a forgery and send the Revenue 40% of anything you were left holding when the music stopped. Maybe I'm missing something......

In message , stuart noble effects, furniture etc in regard to inheritance tax? How do they know who

Just make a good guess. They will only be worried if the case is close to the IHT limit or ridiculously out of proportion with the total assets.

NO!!!! That is the cost of buying every item 'new; today, because you should be insured for the replacement cost, not the current value.

Not necessarily. Nowt wrong with insuring for current value, if you can replace items on a like for like basis. You don't insure a 6-year old car, for instance, for the cost of replacing it with a brand new model. Why should not the same rule apply to a fridge or a cooker, or the coat-and-hat stand you picked up at a car boot sale for a couple of quid.

In message , Ronald Raygun writes

Whilst I note your prefix of 'not necessarily', very few policies will agree to what you say because, in like second hand cars, there is not a market for particular brands of second hand house contents. Second hand fitted carpets are particularly difficult to find I understand. Therefore, almost every policy I can think of works on a 'cost of replacement with new' basis. But I know you canny scots think differently to us scouse sassenachs.

You don't need to replace particular brands, just generic items of vaguely equivalent functionalty, quality, and age. In any case, if you tried to insure a 50 quid 2nd hand cooker for its new-equivalent replacement cost, I don't think the insurer would be too impressed.

I'm not sure. What with so many being thrown out because they're not "this year's colour", I'm sure there are plenty of bargains to be had, especially if you're not too fussed about hiding joins. Anyway, fitted carpets are so non-U. Rugs on polished wood are the sine qua non, and are much more flexible in terms of ability to be recycled.

Did you hear the one about the fish enthusiast who had a huge tank full of tropical fish in his basement room? The room measured 14ft x 11ft and the plinth on which the tank stood was 5ft x 2ft, and it was in the exact centre of the room. The wife decided to replace the carpet in the bedroom, which was 12ft square, and the fish room had a bare concrete floor. Husband suggested it might be possible to redeploy the old bedroom carpet around the aquarium, and wife, who had a head for figures (of the numeric variety) immediately realised that the old carpet, despite of course being the wrong shape, had exactly the right surface area, but as she was also uncharacteristically ace at spacial thinking, she soon realised it would be possible to adapt the carpet by cutting it up using a single unbroken cut line.

Can you find it?

Well, apart from the 255.

So the real value of the furniture is unlikely to exceed the insured amount. What if something turned out to be very valuable when it was eventually sold but the deceased, his family, and the executor were unaware of its value? A lack of knowledge of antiques is presumably not a crime. Chance would be a fine thing in this case but I can't get my head round the principle. If the deceased had bought a Ming vase instead of shares, the family could justifiably say they knew nothing about Chinese pots and thought it wasn't worth anything. Really dreaming now :-)

In message , Ronald Raygun writes

Only if I fold it first.

The answer I'm looking for involves no folding, and a single cut which doesn't double back to cross itself. It cuts the original

12x12 carpet into only two pieces which when joined together form a 14x11 piece with a 5x2 hole.

But I'm interested in your alleged solution works.