Hi I have Jupiter Maxi ISA into which I pay 50 per month with a top up capacity of 6400. Can I also have an ordinary ISA into which I can pay a lump sum of 3000 and then possibly varying amounts per month. Or is there some place I can put this 3000 and earn maximum interest but able to withdraw at short notice. I have it at present in a Cahoot savings account in which I have managed to save the 3000 but the introductory rate will soon be coming to an end and also I am paying tax on the interest.
Also when would be the best time to take the money from my bank account and put it in a ISA if I can?
Also this money I have saved was for a holiday last year, but I was unable to go on holiday. I will be going on holiday this year so will need it some time in June/July to pay for the holiday. Or should I just leave the money where it is. Thanks Jacki