Just doing some online quotes and to insure 1000 p/m is half the price at
23 as it is at 33. Is it because at 23 you are more likely to get fired for misconduct and them not have to pay out? I can understand why a 50 year old would pay a lot as they are lickely to get binned off and replaced but surely the 30-50 age range would be very low risk.