Went back to
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today, having previously taken out a couple of £1k loans at OK rates and stuck the cash in my offset account (free money, as the Zopa rate is less than the rate on my mortgage, hooray !) only to find that they have now started charging a "0.5% Zopa fee" to borrowers.
This has changed them from being a periodic source of funding at OK rates to a site I shall delete from my Favorites.
Shame really, nice while it lasted...
Nick