UK Finance Discussions

BTL mortgages in 2006

Is anybody here familiar with what the BTL mortgage market was like for older borrowers back in 2006? I want to know wh...

3 comments posted 12yrs

posted by sshhhhhh

3 comments posted 12yrs posted by sshhhhhh

Smart metering

If smart metering was able to discern the time I used electrical power at various times of the day, would that mean I c...

3 comments posted 12yrs

posted by fredxx

3 comments posted 12yrs posted by fredxx

Accepting payments on a web site - BACS security

We're setting up a web site for a non-profit organisation and want to accept payments for subscriptions. We have set up...

5 comments posted 12yrs

posted by cl

5 comments posted 12yrs posted by cl

Criminal Charges against banks

http://www.bloomberg.com/news/2014-05-05/holder-signals-criminal-charges-coming-against-some-banks.html ''U.S. Attorney...

0 comments posted 12yrs

posted by charlie61

0 comments posted 12yrs posted by charlie61

Maximising maternity allowances

A friend of mine is pregnant and is currently self employed with a income lower I believe to be lower than the threshol...

5 comments posted 12yrs

posted by fredxx

5 comments posted 12yrs posted by fredxx

Something close to my heart, fair treatment by HMRC

Just an idea, a petition against the one-sided treatment by HMRC to individuals and businesses. http://www.change.org/en...

4 comments posted 12yrs

posted by fredxx

4 comments posted 12yrs posted by fredxx

A centre-left argument for flat tax - combined with CI it would be simple and just

UKIP have recently mooted the idea of a flat 30% income tax, and even from a leftist background there is a need for som...

1 comments posted 12yrs

posted by andrewrichardwainwright

1 comments posted 12yrs posted by andrewrichardwainwright

The name on a cheque

I don't know if this is on topic, apologies if not. I recently got a cheque (ELPS call it a 'warrant') from the Equitab...

6 comments posted 12yrs

posted by not.a

6 comments posted 12yrs posted by not.a

Pension Pots

There was a report by Paul Lewis on the Money Box programme concerning a tax-loophole where you can now put in money to...

49 comments posted 12yrs

posted by jmsmith2011

49 comments posted 12yrs posted by jmsmith2011

Private Pensions - Budget

Say someone has no savings - but has say £30,000 in a private pension - and has less than full State pension entitlemen...

48 comments posted 12yrs

posted by jmsmith2011

48 comments posted 12yrs posted by jmsmith2011

Solicitors and estate administration

Hi Not sure if anyone can help, but I thought I'd ask. Is it 'usual' for solicitors to hold on to monies received when...

5 comments posted 12yrs

posted by noone

5 comments posted 12yrs posted by noone

Sick pay and LEL

Simple question, does sick pay contribute to income for NI purposes?

2 comments posted 12yrs

posted by fredxx

2 comments posted 12yrs posted by fredxx

Wealth Preservation Trusts?

My wife and I went to a free seminar recently, run by a company selling "Wealth Preservation Trusts" The idea seems to...

17 comments posted 12yrs

posted by watt.tyler

17 comments posted 12yrs posted by watt.tyler

Bank statement entry for "CASH" cheques?

What appears on the bank statement when a cheque is made out to pay "CASH"? Is it the cheque number or would it say "ca...

2 comments posted 12yrs

posted by not

2 comments posted 12yrs posted by not

Land banking re-sale

See: http://www.cliveemson.co.uk/listing_view.asp?Loty&Auc8 Given the complete absence of any access to these plots th...

2 comments posted 12yrs

posted by tims_new_home

2 comments posted 12yrs posted by tims_new_home