Latest threads in UK Finance Discussionsshow only best voted threads

Subject Author Posted Replies
 
Smart metering
If smart metering was able to discern the time I used electrical power at various times of the day, would that mean I could legitimately charge my employer for power used during my normal working day...
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Accepting payments on a web site - BACS security
We're setting up a web site for a non-profit organisation and want to accept payments for subscriptions. We have set up a PayPal business account to accept PayPal payments but unless we upgrade to a...
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Criminal Charges against banks
''U.S. Attorney General Eric Holder said his department is readying too big to prosecute.'' Oh dear surely not. Perhaps they might be going to put some of the UK Regulators and Home Office personal in...
 
Maximising maternity allowances
A friend of mine is pregnant and is currently self employed with a income lower I believe to be lower than the threshold to pay class 2 stamps. She already has a child and so the remainder of her...
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Something close to my heart, fair treatment by HMRC
Just an idea, a petition against the one-sided treatment by HMRC to individuals and businesses. I recently was ONE day late with a vat return. I got a surcharge of £4,600. Makes a payday loan look...
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A centre-left argument for flat tax - combined with CI it would be simple and just
UKIP have recently mooted the idea of a flat 30% income tax, and even from a leftist background there is a need for something simpler and actually paid as opposed to avoided. I'm happy with an even...
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The name on a cheque
I don't know if this is on topic, apologies if not. I recently got a cheque (ELPS call it a 'warrant') from the Equitable Life Payment Scheme (lucky me!) and sent it off to my bank. But the bank...
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Pension Pots
There was a report by Paul Lewis on the Money Box programme concerning a tax-loophole where you can now put in money to a pension pot: the Government make a contribution: you then close the pot (pay...
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Private Pensions - Budget
Say someone has no savings - but has say £30,000 in a private pension - and has less than full State pension entitlement - does this mean: Say this person who is unemployed, rather than buying an...
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Solicitors and estate administration
Hi Not sure if anyone can help, but I thought I'd ask. Is it 'usual' for solicitors to hold on to monies received when handling estate administration until, for example, the fiscal year processing...
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Sick pay and LEL
Simple question, does sick pay contribute to income for NI purposes?
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Wealth Preservation Trusts?
My wife and I went to a free seminar recently, run by a company selling "Wealth Preservation Trusts" The idea seems to be that if you each put your assets - such as half of your house and other...
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Bank statement entry for "CASH" cheques?
What appears on the bank statement when a cheque is made out to pay "CASH"? Is it the cheque number or would it say "cash"? (This is assuming the cheque is presented at the bank counter and cash...
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Land banking re-sale
See: 8 Given the complete absence of any access to these plots this looks suspiciously like someone has got "caught" in a land banking scam and is looking to offload their dud purchase to another mug...
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Capital Gains and Sipp Question
Hello I work in the UK for a US company from which I receive a grant of shares each year. The grants are placed into a US online brokerage and vest (i.e. become sellable) over a 5 year period. When a...
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