Latest UK Finance Discussions

Subject Author Posted Replies
 
Effect of A-day on AVCs and final salary schemes
In a former life I worked for a university and contributed to the USS final salary pension scheme which, once I'm old enough, will pay me a pension of 22/80 of my (indexed) leaving salary, plus a t...
13 years ago 12
 
weird question: avoiding CGT by gifting to dying spouse
Here's a weird question. A and B are married and one of them owns an asset that has enjoyed a large capital gain. The asset can be passed one to the other without incurring CGT (since they are ...
13 years ago 13
 
Financial gitfts
If we came into an inherance are we allowed to give sums of money to our son to help with home purchase without tax implications? Or does it need to be an interest free loan to avoid us paying ta...
13 years ago 12
 
Made Full Credit Card Payment
I made the full payment of my credit card due. was that a good decision? ganesh
13 years ago 26
 
Offset mortgage And Mortgage duration
Hi All, I'm wondering whether my thoughts on this are right or not and thought I'd ask you 'gurus' on the matter. My question is: If I feel that I can pay off an offset mortgage quicker than ...
13 years ago 4
 
No wonder fraud is on the increase
A colleague of mine was recently the victim of a bank fraud in which a Bad Guy got hold of the details of her bank card and went on a little shopping spree with it via various websites. Now we're ...
13 years ago 55
 
CFDs online trading software
I could not recommend the Wintrader CFDs trading platform enough. For a first time online trader it has to be the easiest to use by far. You can download Wintrader from http://www.mfgfx.com and open...
13 years ago 5
 
Woolwich/Barclays OpenPlan Offset Tracker Mortgage
Hi All, I'm considering getting one of the above. I've seen several posts on this group suggesting that it is better to get the Offset Tracker mortgage through Barclays rather than the Wooliw...
13 years ago 3
 
Does putting in cavity wall insulation have a value?
Due to the recent cold snap, I have realised that it is about time I put in cavity wall insulation. However I would like someone else to pay for it. Is there value for me putting in insulation, ap...
13 years ago 12
 
ISAs here to stay?
http://www.fool.co.uk/news/comment/2006/c061102c.htm?source=ioodftxt0010 001 I'm particularly interested in the statement: "What's more, the maxi/mini ISA distinction will also be removed, makin...
13 years ago 1
 
Ripping off the scared and gullible
Just heard this co on the BBC. (cv3, irish just opening up here) Pay 3.50 to deposit money and get what AFAICS is a one-time credit card number ...and then pay 1.75 to get back (your own!) unused ...
13 years ago 18
 
Claiming travelling expenses for travel to out other head office.
I work in my firms London head office, but occationally need to travel to our other head office in Bracknell, when I do this my firm allows me to claim 40p/mile expenses for using my own car. At t...
13 years ago 1
 
India's Sensex breaks 13,000 mark
Bombay Stock Broker Indian shares have bounced back after sharp falls in May and June India's main stock index, the Sensex, has broken the 13,000 milestone and reached its best-ever finish on Mond...
13 years ago 1
 
Transfer House to Spouse
I bought a buy to let property 10 years ago, and I've only a small mortgage left, approx 10k. I've since got married and with my wife not working at the moment I thought it might be beneficial to p...
13 years ago 4
 
Taxability of Capital Gains by Non-Residents
Can anyone tell me whether a UK non-resident and non-domiciled person is subject to capital gains tax on UK investment property (real estate)? The prospective investor is a company formed and incor...
13 years ago 2