Best Rated threads in Financial Planningshow all threads
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Can I keep the same SEP IRA Account now that I am an S-Corp?
I have a SEP IRA from being a sole proprietor. I recently incorporated, and I now want the S-Corp to contribute to a SEP on my behalf. Can I direct the money into the same account, or do I have to...
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19 years ago
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State-exempt dividends, arrrgh!
I can't believe the pain involved in claiming state tax exemptions for dividends of federal origin! If you hold mutual funds thru a broker you probably get few if any notices for this info, and you'd...
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19 years ago
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What's my next step?
Hi, I'm a 30 year old guy who is trying to figure out his next financial move and I need some sound advice. I've been in a full-time job for the last 10 years and even though I've made over $750,000...
8
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19 years ago
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making annuity liquid
I have a Jackson Perspective L Series Fixed & Variable Annuity. I'm age 65. Wanted to annuitize so I can start withdrawing money each year but agent told me annuitizing right now with low interest...
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12 years ago
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CA STRS vs APPLE
I accepted a position as an adjunct instructor in California to supplement my income. As a part time employee, I am eligible to contribute to either a STRS or APPLE qualified plans. Does anyone have...
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16 years ago
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Life Expectancy table?
Yikes, let me correct myself. I know the difference between "they are" and "their".
4
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16 years ago
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4 | |
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restricted vs. unrestricted in 401k
what does it mean when employer contributes an amount that is listed as 'restricted' and then another amount 'unrestricted' ? in case it matters, the employee is fully vested
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16 years ago
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401k, really worth it?
I'm 24 and I've been working for 2 years. Despite the fact that my coworkers insist that I'm losing money by not taking advantage of 401k, I feel like it isn't worth it. Let me explain why I feel this...
41
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17 years ago
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Annuity Question
A financial advisor, who seems knowledgeable, has suggested a variable annuity called "Lifeguard Freedom Flex" from Jackson National Life Insurance Company. The purpose is to provide guaranteed income...
28
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13 years ago
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28 | |
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what's an unrealized gain/loss in a 401k
ox?e?Ín! ?ï
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17 years ago
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9 | |
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Using 401K as a bridge loan for house purchase
Is it better to borrow money from your 401K temporarily as a bridge loan as opposed to getting an actual bridge loan? I am interested in house and although I do not need to sell my house first, I...
4
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16 years ago
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Corporation investing in mutual funds?
I have a "one man corporation" that is organized as an S-Corp. I have some surplus of funds, due to not having that many expenses. Among other possibilities, such as paying myself more or buying more...
9
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14 years ago
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Return of Capital Becoming Popular (2023 Update)
More and more of my non-REIT stock positions are paying returns of capital instead of qualified dividends. I realize this reduces my stock's basis. I welcome comments on the implications of this for...
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8 years ago
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Social Security grace year & non-service month
I worked Jan/Feb then retired end of Feb 2013 & cashed in annual/sick leave. I started receiving Social Security in March. My total earnings for the 2 months were over the annual limit. Now they say I...
1
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8 years ago
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Good long-term economical car ownership strategy?
Hi all, wondering what your thoughts are on what a good general strategy usually is in order to maintain the cost of transportation. (I know there are tons of possible individual factors depending on...
6
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12 years ago
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Self-control strategies
Saw the following, relating the results found in a report by Barclay's Wealth. (Text below copied from a blog posting about it - the report itself may be found here: What caught my attention was...
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12 years ago
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How to Pay Your Financial Advisor
the pros and cons of various compensation schemes for advisors Asset-Based Fee Fee Plus Commissions Flat Fee Net Worth and Income Hourly Fee What's missing, I think, is the cases where people don't...
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12 years ago
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How to prevent CD's from auto-renewing?
It is such a nuisance to keep track of CD maturity dates and send banks a letter a week before to say I do not want them to auto-renew. I open most CD's online. Is is acceptable if I send a letter...
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14 years ago
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Protecting Yourself from Stagflation
Stagflation, a rise in prices during periods of economics stagnation, occurred in the 1970s and occurred again in 2007-08 before making a transition into deflation. What is the best way I can protect...
9
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15 years ago
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9 | |
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CFP tutor
Anybody who is aware of a CFP tutor...pl. email me the contact no. of the person concerned on either or 09819861049........require 1 urgently...thnx
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15 years ago
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