Term Insurance - TIAA Cref

Does anyone have any experience with this company?

Strong ratings based upon my due diligence thus far.

Based upon our needs analysis, we are specifically after Term - not Whole Life. The diff. in premiums will be invested monthly into our favorite low cost mutual funds. Can't convince an insurance sales rep this is our best course of action since that individual sees commission in the eyes.

Recognizing there are good & bad stories about every company and product on the market, any feedback is appreciated.

Thanks

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davma
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