Term Insurance - TIAA Cref

Does anyone have any experience with this company?

Strong ratings based upon my due diligence thus far.

Based upon our needs analysis, we are specifically after Term - not Whole Life. The diff. in premiums will be invested monthly into our favorite low cost mutual funds. Can't convince an insurance sales rep this is our best course of action since that individual sees commission in the eyes.

Recognizing there are good & bad stories about every company and product on the market, any feedback is appreciated.

Thanks

Reply to
davma
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If you don't want the product and insurance salesman won't work with you, then kiss him good-bye.

Work with either an independent financial planner or insurance producer.

If they are good, they will work out a needs analysis for you, it is not very involved but if what you are getting is x salary for y years, that's incomplete.

Good luck

Reply to
BMS

The company is excellent, the concept "menza - menza" Cal Lester CLU

davma wrote:

Reply to
Cal Lester

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