Not all forms of payment are alike. Credit cards have a commision the bank charges for us to accept it, credit has a risk implicit. It would be very valuable for Retailers if a discount on the sale could be associated to one or more forms of payment. I.e. if the customer pays in cash he or she would be eligible for a special discount, because those forms of payment does not cost the retailer any extra risk or commision. This could be an advantage for those customers paying in that particular form and could be used to attract this kind of consumers. In many countries most small retailers and small chains can not compete against big chains because the latest has much more negociating power with banks for getting much better rates for bank commisions such as credit card commisions. This suggestion could make a difference and an advatage against big chains and can help to preserve or increase customers.
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