Basic newbie question

a) If I say that I've only received £997, it will look like I've been underpaid, or b) I say I've received £1000, but then have to have a £3 bank charge - but where do I record this and how do I tie it in with the payment received??

Any help appreciated

Assuming your version works like the US version, when you record the actual amount of the receipt (997) enter a discount/credit for the cost of the bank charge (3) for the invoice and code it to to the bank charges account.

Peter