Bill payment by reconciled balance

Usually, I balance/reconcile my charge accounts and then pay the bill. Since I pay the total billed amount, this always will be equal to the reconciled balance. For some reason, there doesn't appear to be a way to have the bill reminder default to this - only the current total including new charges past the bill date shows which always needs to change. I would have thought this would be a no-brainer - am I missing something?

Thanks, John

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JohnA
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