I see there is a lively debate on how fast one can get Quicken 2008, and how to be on the bleeding edge of the release.
I would like to say, however, that I have lost data due to following that path in the past (and have been a Quicken beta tester, although not that year). I believe it was Quicken 2004 which had a tremendously serious bug, and corrupted the data files of many many people who had not waited for Release 2.
You will never stop people who have to have the Rad Gnu L8TeZtt version of something as it comes out, although I am somewhat surprised you want to trust your financial data to something that has proven, time and time again, to be a problem on release.
Seasoned vets of Quicken **KNOW** you have to wait at least for Release 2 before entrusting your data to Quicken. Let those who have not yet learned that fairly harsh lesson rush out and grab the software (at the higher release price). Once they experience this, they will stop ... but let them do what they must. Telling them they are foolish will only aggravate them.