Not sure about that! A lot of homes in New Orleans were rendered unusable after Katrina with people certainly still alive (and living in trailers or Houston....). Seems to me that perhaps you would ABSOLUTELY want to have a copy of your financial records (for insurance purposes, etc.) stored safely (read that in a good safe or safe deposit box somewhere) offsite!
And here in the upper Northeast USA, we had a rather large rain event this past weekend with TS Hanna coming through - some local folks I know of had their basements (where computers were located) made unusable as well. And who knows what H. Ike will do in a few days....
I was not kidding when I said one should keep a copy of their financial records hardened "offsite"....just in case.
Think about it!