I have Quicken 2004 Deluxe. I've played around some with Retirement Planner, and I've run into a couple of things that really make me think I've got some basic misunderstandings about how it works.
What I'm wrestling with now is that due to a couple of (good) changes in my life, I'm going to have a bit more money to invest. If things work out right I've got perhaps 12 years till an early retirement. So I changed one investment to indicate that I would be adding $5,000 a year to it until I retire.
This did change my retirement plan max, but the effect was absolutely miniscule, about $8,000, far less than the extra amount I would be putting in.
I've gone back over the entry a bunch of times and I am putting it in correctly (e.g. it's a yearly deposit, not a one-time). So at this point I'm just trying to understand what's going on, because this has shaken any faith that I had that the Quicken retirement numbers are realistic.
I've run into some other oddities with Quicken retirement planner, so in addition to my specific question I'm curious about other people's results and how much faith they have in the final numbers.