- Father and adult daughter jointly purchase house. Both names are on the title.
- Only father's name is on the mortgage Jan-Oct 2011. Mortgage was refinanced solely by daughter in Oct 2011.
- Daughter lived alone in house throughout all 2011.
- Daughter made all 12 monthly payments in 2011.
- Father received a 1098 for the Jan-Oct period (including RE taxes) under his SSN; daughter received a 1098 for the Nov-Dec period under her SSN.
I understand the general rule that says you must be both liable for the mortgage and actually pay the mortgage to be able to take the deduction. Given these facts and circumstances, is there any way the daughter can take this deduction? (Father does not need deduction and would not contest his daughter's use of this deduction.)
If so, how is it reported on Schedule A?