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3 months balance transfer

I currently have a Mogan Stanley credit card with a 1k balance. To keep my custom they gave a deal of 3.9% APR which is ending in June. I have been accepted for a Virgin credit card but I am now thinking the savings aren't really worth it. I will have the balance paid off in 3 months on my MS card and if I stick with MS (who I like) I will avoid the 2% balance transfer charge that Virgin want. I think MS's standard rate for a balance transfer is 15.9%. Could someone do the figures for me please.

TIA.

James

Reply to
James
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And when you've finished, could you make a start on my washing up?

Reply to
Alex

I think my ironing takes precedence actually...

Reply to
mogga

Why not take the Virgin 9 months interest free period with your £1k, keep the £1k in high interest savings for the 9 months and just pay the Virgin minimum payment, which'll probably be about £5 per month.

Reply to
fishman

And with any interest you earn, pay an accountant to calculate your interest earned for you.

Reply to
<nospam

I don't get your point.

Reply to
fishman

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