Adverse Credit Information -- Kept In UK Only?

Feb 09, 2004 3 Replies

If a UK resident is refused credit facilites at home is there any world-wide system of 'black-listing' if he or she goes abroad to work and then applies for credit in the new country? Or does one effectively start with a clean slate? Also, some foreign banks offer credit cards based on a deposit system even if the applicant is refused at home. Some sound a bit dodgy ... anyone have experience with these?



Thanks in advance for any replies.


There is no such thing as 'black-listing'.

These cards are generally scams. You send your money to them and you never see it again.

Possibly, possibly not. There is quite a market for credit cards issued by foreign banks that don't report anything to the UK Inland Revenue... quite legitimately if you are of a foreign domicile living in the UK, perhaps less legitimately for people who have offshore money but want to spend it in the UK.

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