Hi, me and my partner have 2 credit card defaults on our name, hers is paid off. I'm still paying mine, its about 2 years old.
I have a house worth £100k and want to remortgage for £50k, I have a good steady job.
I have been looking around at: Bristol & West - 6.89% for 2 years with some fees paid back Birmingham & Midshires - 6.82% no fees paid back - would cost about £890 for the mortgage. Pink loans are about the same. Future Mortgages - GMAC, and First National all charge huge fees, for example £499 arrangement fee £295 valuation and then my legal costs of £350.
It all adds up very quickly, someone must know of a comany who charges less or does the remortgage for free.
Any help would be welcom.
Regards
Deshi