Anyone had any experience of Willis Owen?

No. You can usually agree a split of the commission with an ifa who should do an annulal appraisal, for what that may be worth. (might be an excuse to get you to switch funds so he gets more commission.)

Tiddy Ogg.

No, but offer a similar service for £35pa and rebate all initial (~1-5%) and annual commissions (~0.5-1%) received from and unit trusts/ OEICS you purchase within the ISA.

Daytona

In message , Tiddy Ogg writes

A 'Fund Switch' means a switch between funds run by the same manager, and therefore pays no commission.

Anm 'Isa Switch', in which the whole ISA is moved to ajother provider would pay commission though.

But in any case, it is better to go to a fund supermarket such as Fidelity or Skandia etc., and pay one initial fee but then have access to loads of fund managers so that an ISA switch shouldnt then be necessary.

Or look at Investment Trusts and Exchange Traded Funds (ETF) which have always offered lower charges. How to OEIC and UT charges compare to them these days ? I don't take any notice of them anymore.

Alliance Trust is another well regarded ISA provider that allows freedom of choice /

Are AT a fund supermarket ? Dunno what the precise definition is.

Daytona

Bitstring , from the wonderful person john boyle said

Of use someone like Hargreaves Lansdown, who'll do that =and= refund some of the renewal commissions (and most of the initial commission).