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Bank transfers, bank accounts, account name

Hello,

I am new to this group. I guy named John Boyle gave a response in 2004 to the questions I have below but I am looking for a bit more detail, can John or anyone else help?

1) If a transfer is made from one bank to another, with the wrong name but correct account details, will it still go through? Is this true from a website to a bank?

2) Are bank transfers all done electronically, or is there some manual intervention if the amount is over a certain number?

3) Are my personal deatils behind my bank account number confidential? Can a website contact my bank and ask for personal details for a given account number? i.e. check my name and address or is that confidential information? I know that forn credit cards the address can be checked.

many thanks for your help

Andrew

Reply to
anbrew
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In message , snipped-for-privacy@hotmail.com writes

If this is by a hand written bank giro credit then it will probably get spotted.

Normal electronic transfers instigated by internet banking etc., that are instigated by you will probably get through without anybody noticing. Larger amounts sent by the likes of CHAPS etc., might have a human involvement to check details somewhere along the line and will probably be spotted. Regular Standing Order payments will also likely get through and regular BACS credits, such as wages etc.,. without any bother.

No.

no

Yes.

Reply to
john boyle

Hi John,

The sitaution is this: my cousin has an account with an on line poker site that I have been using (he has not used it for a long time, but doesn't know I've been using it) I want to withdraw some of my winnings from that account via bank transfer direct to my bank account, if I give (on line) his name with my bank details will it get to me?

cheers

Reply to
anbrew

I think not. Won't he have had to register a card or account with the website? I believe the winnings would be paid into the registered card. However as I do not gamble on these sites I am prepared to be told different. By the way you have committed fraud!

Reply to
Eric Jones

ahem!

you are given a choice of payment method, the only details registered on his account (now!) are bank details - mine.

Its not a huge amount of cash (unfortunately) but if I tell him what I've been doing he'll start wanting to see some of it as commision or beer money etc, etc !

Reply to
anbrew

In message , snipped-for-privacy@hotmail.com writes

Probably!

(Hmmm........... How did send them the initial wager?

Reply to
john boyle

I don't blame him!! What would have happened if you had lost money? Would you have paid him off or let him stew??

>
Reply to
Eric Jones

that was done by card. but the option is there to change details. details have been changed.....also, Eric, I could have only lost the money I put in myself, so he wouldn't have been out of pocket as the account was pretty much empty when I started.

Reply to
anbrew

wrote

I guess that your pocket may be similarly "pretty much empty" right now - so please empty out all your loose change and hand it over!! Is that OK? - Yes?!

Reply to
Tim

Reply to
Eric Jones

becuase when it was set up initially we both used to sit there together and play the hands, then we kind of lost interest for a while. When I got interested again I used that account initially becuase it was easy to do so, with the intention of setting my own up but never got round to doing it.

Reply to
anbrew

Of course, How silly of me to think otherwise!! Jeez!! Still fraud though.

Reply to
Eric Jones

The winnings are his. It's his account.

If you want to gamble get round to setting up your own account.

Reply to
Peter Saxton

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