debt collectors

Not once you've told them to stop, no.

Only with your permission, just like any other visitor.

Mark

I believe that answer ignored the six years. There is no right to harass however young the debt.

Regarding the six years, I don't know the exact rules for the statute of limitations in this area, but I would suspect it would not apply if they started recovery proceedings within the six years. It would also not apply if there was any suggestion of fraud.

No, but simply sending letters isn't harrasment except under extreme circumstances. Repeated phone calls can be, but it's rather harder to prove than some bar-room lawyers would have you believe.

To be more precise, the limit applies from the date that the debt was last acknowledged by the debtor, subject to certain other factors.

Indeed not. But, in (at least) 99% of cases where a debt ends up with debt collectors in the first place, there has been no fraud. In a significant proportion of them, there isn't even a debt.

Mark

Looking at , which was the first hit on my Google search, in some circumstances, you can tell them to stop even non-harassing behaviour, after 6 years, but you must make the reason explicit. Also debts on which a court judgement has been obtained, and debts to HMRC have no limits.