I recenly got a mortgage offer in principle. They picked up all my loans and things straight out of my credit file and gave me a certificate for
112k. Now I want to go ahead with the application but they want to check my last 3 pay slips which show that I have a 150 p/m deduction for student loans which is taken with my tax and obviously doesnt appear on any credit file. If she spots this I am worried she is going to take it into account and deduct about 150 * 12 * 4.2 from my mortgage offer leaving me with 7k less than I want. She says if I can't find a payslip then I need to get a letter from work confirming my salary for that month. Is it best for me to get a letter covering the last 3 months and make sure that it just confirms my gross salary? I know what I can afford to borrow but I don't want her treating my student loan as a regular loan.