Self assessment / student loan

Apr 09, 2009 8 Replies

When I filled in my self assessment online one of the questions asked if I had an outstanding student loan, I ticked to say that I had. On another page it asked me what payments I'd made towards my student loan that year. I didn't earn enough to have to pay anything so I put 0.



But it told me that 0 wasn't an acceptable value. Left it blank and it told me that since I'd declared that I had a student loan I had to fill this part in. I didn't want to make a figure up so I went back to the question that asked me if I had a student loan and unticked it. From there I could continue past the question about SL repayments.



A few months later I got a letter from the Inland Revenue telling me that their records show I have a student loan and I should have declared this on my self assessment form. It was only to say that they would be amending it for me though.



I'm in the same situation this year, it won't let me continue if I put the correct information in. What am I supposed to do?



Welcome to HMRC! They are incompetent buffoons.

Fill in a paper return instead.

HMRC are saying they are trying to encourage taxpayers to file online. Should we believe what they say or go by the reality?

You say that as if it were an either-or question, but it is not.

We should believe that they are trying to encourage it, but if it were as good as it ought to be, the grapevine would ensure that taxpayers would flock to it themselves, and wouldn't need encouragement.

Unfortunately, the OP appears to have had faith in HMRC and has been let down badly.

I'm surprised this issue doesn't appear to have been flagged up by anyone else.

I suggest you leave it unticked, like last year, and add a comment in the "White Space" that you have a loan but their s/ware still prevents this being declared via the boxes.

They'll probably ignore the white box completely, but at least you've covered your back.

What answer are you giving on the first page where it asks

"Did you receive notification from the Student Loans Company that repayment of an Income Contingent Student Loan began before 6 April

2009?"

I ask because all I have done is help someone with a return but ISTR that answering this question correctly d/w the later ones. (Note it is

*not* asking if you have a student loan.) BICBW (very easily).

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