ease & speed of getting credit cards

Could you kindly tell me which ones are so fast? And do they do Balnce transfers at 0%. I ask because I went to join egg to do a balnce transfer of £3000 off my visa which needs to be done in 15 days and egg stated 10-15 days to get everything cleared and then a week to do the transfer.

Cahoot, Egg, Lloyds & Morgan Stanley but not involving transfers.

Well, a bit off topic, but I was wondering the different attitude Credit card cos take to increasing your limit. I had my Barclaycard for 6 mths and requested an increase of £1k, to £4.5k. They gave me a

But AmEx (after having my card for 9 mths) refused me an increase, as I had not spent close to the limit (and probably not used the card that much). They never assumed I was about to make a large purchase.

What would be a sensible request to increase a limit to, if asked? (probably in percentage terms of current limit).

How many times would you need to come close to your limit before they would increase it? (2 or 3 consecutive months?)

I would have thought making at least the minimum payment on time would have a far greater effect on the 'potential' for a limit increase than actually spending up to the limit on occasions (as surely most people don't/can't). Although I realise that spending £10 a month is not profitable for card provider.

And by increasing limits you get people to spend more than they can afford (although card cos would never admit that :-) )

My CC Co regularly increases the limit, and I never go anywhere near it.