FPC or CeMap

They are not the same animal. FPC enables you give investment advice (if you are authorised) and CeMAP enables you to give mortgage advice (if a member of MCCB).

SO with Cemap only can I give out insurance, assurance advice and sell products as well as mortgages

At the moment you would be allowed to sell/advise on non-regulated products such as most term assurances, and general insurance (cars, buildings and contents, etc). However, next year you won't be allowed to do this without being authorised - which requires at least FPC.

Mortgage regulation comes in at the end of October, so you'll need to think how you want to be regulated - and you need CeMAP or equivalent now.

Rob

If memory serves, Zahire asked this a few months ago and was answered then.

He was reminded at that time also of the fact that he had asked this in December 2003, again, if memory serves.

MC

Rob>> SO with Cemap only can I give out insurance, assurance advice and

Ah!