Having a wad of utility bills in a chosen new name *is* ID.
However, if the OP wants to obtain the full package "DIY" so to speak, then that requires some tweaking with birth certificates and passports.
The commonly known method is to check the deaths register for someone of the same sex and approximate year of birth, who died as an infant. Get a copy of their birth certificate, do all the utility bill stuff, bank account, etc.. A driving licence is easy and then it's on to the passport office. 99 times /100 it'll be issued without a hitch.
Part of the application for a passport requires you to declare that you don't already hold any other British passport. If another passport is going to be part of your plans for a second identity then a false declaration there might be some kind of offense.
Nope, they were able to use a well-known tax allowance that way. It's no more stealing than someone investing in an ISA or pension and getting a tax-free return.
Actually, having started this hare running, I'll give you a fuller reply.
The client was in very, very poor health, but was required by Inland Revenue rules at the time to buy an annuity. However, the only annuity quotes available then allowed for the full normal life expectancy of someone in good health, around 20 years, whereas she was only expected to live for weeks or months. So, the annuity payable would be very poor value for money.
Hence, the client was going to be forced down an unusual route that would have cost her heirs GBP200k in Inheritance Tax. That is tax that nobody would normally have had to pay.
Whilst the negotiations with the insurance company were going on, the poor lady died, thus proving that she was indeed in extremely poor health. I then persuaded them to issue an annuity which allowed for her actual period of life. All I actually did was get a fair value annuity for the lady, although this took some doing. Because of this, we did not need to go down the other route, and so we did indeed save the 200k.
I know this is complicated, and if you prefer to think you were robbed, then by all means go ahead. I've done my best to explain it.
Yes by changing your name and getting a new passport. This does leave a paper trail at the possport office, but information will not be readily available to many people.
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