How do I get a new (i.e. different) NI Number?

No problem, use this one: YF332645D

Presumably if you make out your Polish or somesuch then no problem at all

"In a globalising world, our demographic challenges can no longer be met by sealing national populations away in their protected silos, shutting would-be migrants in and out. Twelve other states in the old EU of the 15 have tried to spin out the transitional arrangements until free movement of labour becomes compulsory, in a vain bid to keep the Polish plumber from their doors. It hasn't worked. It simply means that, while workers from eastern Europe who come here sign up for a national insurance number and pay their taxes, there they bypass the state and operate in the black market."

What they aren't telling you about DNA profiles and what Special Branch don't want you to know.

or nutteingd in a search engine.

You signed the form sunshine now pay up

`

You can't. No poiint in hiding from your debts.

They aways track you down in the end.

In message , snipped-for-privacy@mac.com writes

Take your pick:-

A repayable debt. Or A criminal record for fraud

Which would you prefer?

PS. please let us know how you get on.

In message , snipped-for-privacy@mac.com writes

For your student loan to be an unbearable level of debt you must be on a pretty low income. So first thing to do is to make sure the loan repayments are deferred until you are on a better income. The loan, I believe, will be written off anyway if you are still on deferrable level of income after 20 or 25 years. Mind you, I always felt that anyone who stays on such low income for such a long time clearly didn't get an education that was worth the money anyway.

A student loan debt is like any other. You can run away from it if you want to but it will still be here when you come back. It has the added resilience of being immune to discharge in bankruptcy and being collectible by direct deduction from your salary trackable through the tax man so disappearing in this country could be more difficult.

Best bet is, if you are working and earning enough to have to make repayments on the debt then stick to the contract you signed and make payments. If payments are unmanageable because you are struggling with other debts then seek debt advice and do something about your whole situation rather than simply trying to avoid the student loan debt.

Ah, what you *really* mean is you spent three years at college studying for a worthless degree in one of the social sciences and have at long last realised that for most young people further eductaion is only putting off the evil hour when you have to go out and get a job and work for a living.

If you ever plan to live in the Uk there is no point. Eventually you will need an old age pension or medical treatment and this old debt will come back and bite you in the bum. Think how tight surveillance is today, and ratchet it up by about 100 times for the future.

You recon 1984 *will* happen at some time then Bystander?

Mike_B wrote

S'ok, as a pensioner I'm paying about £1200 pa tax to help. 8-(

Ironically, this week I heard an employer complaining that he was getting job applications from graduates who couldn't handle capitalisation and punctuation!

Check the OP.... ;-)

Burger and fries with extra onion rings and a strawberry milkshake please

Would you like fries with that sir ?

The time you waste thinking about this you could have used to flip burgers and pay off the money you had borrowed.

Or just go bankrupt, it's the new trendy way of being a loser.

Tiddy Ogg.

Bankruptcy won't write off a student loan.

Pay it off with other credit first?

Tumbleweed wrote

F-U-N-E-M-N-X?

In message , Tiddy Ogg writes

Far from it. I'm a big advocate of bankruptcy for many people with little income and no assets who lenders sell huge and entirely inappropriate amounts of loans to and then expect to get away with hounding them to the end of time to get the money plus endless interest and charges back. Bankruptcy is now so common that even banks have noticed and started to change their ridiculous lending practices.

However, as Bystander pointed out, going bankrupt wouldn't help to get rid of a student loan debt.

The IVA's are hurting them as well, and these don't have such a drastic life effect as bankruptcy.